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Final Expense Insurance

What can a final expense life insurance policy cover?

Curious about the purpose of final expense life insurance? The definition of final expense includes any policy meant to help ease the financial burdens of your final send-off.

As an older adult, many of life’s biggest expenses are behind you, like paying off a mortgage or saving for a child’s college tuition. But there’s still one big expense to plan for: your funeral. 

The average funeral costs more than $9,000 today, burdening loved ones financially while they’re already grieving.

Final expense insurance can help.

The payout comes with no strings attached, so your family can use it to pay for:

  • A funeral Service

  • Burial or Cremation 

  • Post funeral gathering

  • Flowers, music, obituary notices, etc.

The process is simple!

If you’re between the ages of 50-99, the Simple Protection Plan may make sense as part of your financial strategy. 

It features:

  • A simple application process

  • Coverage amounts from $1,000 to $25,000

  • No medical exam requirements

  • Multiple payment plans with premiums that never increase

  • No income tax liability on death benefit growth

  • Efficient claim service

  • Death benefit proceeds may be assigned to a funeral home or cemetery, if preferred

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